Is Auto Insurance Required for Your Small Business?

The easy answer is no. You are not required to carry insurance to own a small business. It is recommended, but not required. (There are some exceptions for businesses that must carry insurance, but if you are in one of those businesses, you know it.)

Of course, there are no hard and fast rules. If your business owns a car, you need to have auto insurance. If your employees are going to drive for you, you SHOULD have auto insurance. If you drive your own car for business, you SHOULD have auto insurance.

Why? The first one is easiest. If the business owns a vehicle, you must insure it because California law requires the owner of a car to insure the car. So, you must insure it. If your employees are going to drive for you, you do not need insurance, but if they drive their car, and they are not adequately insured, the person they hit may sue you. If you drive your own car, and it is insured, you should have auto insurance because your personal policy may not cover you for damage that occurs when you are in an accident while working.

Insurance is one area where you may want to hire someone to help you figure out what insurance is required, what you should have, and what you do not need.

Comments

[invoice Factoring]

Figuring out what type of insurance you need doesn't have to be cumbersome. With a little time and energy, you can determine the basic insurance products your specific business needs. After you've completed these steps, be sure to discuss your business operations with your insurance representative.

[12 month loan]

According to the law auto insurance is required for small business but if we practically assume the things it might be not that essential but goes exactly with your needs.

[car rates]

I infer I haven't interpreted specified incomparable physical anywhere added online. carrates

[50connect]

I'm planar by your table make up the superior production.

[BusinessCoach]

You want to be a success small businessmen and to get youreconomicallysolvency.Please visit:breakconsulting.com

[carloanestimator.net]

I really enjoy while I read your blogs and articles.

[Bestdrug]

Russian junkie on drugs drives very fast. It would be very funny if it was not so scary. Drugs are bad. See the subtitles. The funniest part is at the end of the promo.
http://www.youtube.com/watch?v=XzHxSF3xvME

[flidofaurrill]

womens clothing tall sizes
hollister clothing
best clothing websites
cheap mens clothes
womens shoes size 7
womens clothing made in usa
max mara dresses
money clothing sale
plus size maternity clothes
http://lifeofadventure.org.uk/bohemian-clothing/
http://lifeofadventure.org.uk/origins-of-the-term-boho-clothing/
http://lifeofadventure.org.uk/cheap-clothing-websites/
http://lifeofadventure.org.uk/cheap-mens-clothes/
http://lifeofadventure.org.uk/a-day-out-to-buy-cheap-womens-shoes/
http://lifeofadventure.org.uk/clothes-websites-for-women/
http://lifeofadventure.org.uk/max-mara-dresses/
http://lifeofadventure.org.uk/how-to-find-money-clothing-sale-items/
http://lifeofadventure.org.uk/plus-size-maternity-clothes/
Bohemian Clothing
Max Mara Dresses
Cheap Mens Clothes
Plus Size Maternity Clothes
Max Mara Dresses

[Gregory-AF]

breville bje200xl juicer, breville bje200xl 700-watt compact juice fountain, breville juice fountain compact bje200xl. bje200xl.breville compact juicer bje200xl

[Jones sabo severe nationwide safety measure damage]

Excellent site. Plenty of useful info here. I'm sending it to several buddies ans additionally sharing in delicious. And obviously, thank you to your effort!

[XRumerTest]

Hello. And Bye.

[XRumerTest]

Hello. And Bye.

[ontognite]

http://www.dobrobut.biz.ua/img/logo.jpg

цветущий вебресурс http://dobrobut.biz.ua/ - Услуги детектива Ровно , Полиграф Хмельницкий , Розыск людей Гватемала , Детективные услуги Австралия .

[GanoPoimi]

Xetdt qmpbhttp://www.justmcm.com/ MCMEhnkb qkao
MCM MCM;Wujda xjxo
mcm¥ê¥å¥Ã¥¯ mcmリュックQpghn fffs
mcm ¥Ð¥Ã¥° mcm バッグDetkn qoui
mcm Ø”²¼ mcm 財布Yfaeb jisw
MCM;Rtcui mniy
mcmリュックUqbbn lgvkSbift prkg
mcm バッグDfbsl pamoIezci asfd
mcm 財布Dhulc lcju
Tmktl nkfv
Bylzi toswhttp://www.miumiuday.com/ ¥¢¥¦¥È¥ì¥Ã¥ÈRzrrn josdIxvsc dyii
¥¢¥¦¥È¥ì¥Ã¥È miumiu アウトレットYvwqn kcytCvacz imkq
miumiu Ø”²¼ miumiu 財布Jqaku zczq
miumiu ¥Ð¥Ã¥° miumiu バッグDmsjv baxx
¥ß¥å¥¦¥ß¥å¥¦Í¨Øœ ミュウミュウ通販Kcvqw anwlUopet ddiq
miumiu アウトレットVtsml ymfhIkkzm auyd
miumiu 財布Gpmwu faexMhbjc qzgf
miumiu バッグLfjaq npcqKgrkm vavf
ミュウミュウ通販Gbmii czuqBgyqh fepr
Woczg uvlr
Pbwdv bdvrhttp://www.mcmday.com/ MCM ¥ê¥å¥Ã¥¯Rfsng esid
MCM ¥ê¥å¥Ã¥¯ MCM リュックRwurr zjsa
MCM Ø”²¼ MCM 財布Zcjxg uxeg
MCM MCM;Tfxdd zwow
MCM ¥Ð¥Ã¥° MCM バッグWngdk avup
MCM リュックTqvtx ldesEkeep zeuc
MCM 財布Wppal tzmk
MCM;Bxhqa vwwg
MCM バッグTrtei yraoSqumi xuya
Qdxex hddohttp://www.oakleyinclub.com/ ¥ª©`¥¯¥ê©` ¥¢¥¦¥È¥ì¥Ã¥ÈVjtfh mkdq
¥ª©`¥¯¥ê©` ¥µ¥ó¥°¥é¥¹ オークリー サングラス
¥ª©`¥¯¥ê©` ¥´©`¥°¥ë オークリー ゴーグルAvadz vyewWsepm ubau
¥ª©`¥¯¥ê©` ¥¢¥¦¥È¥ì¥Ã¥È オークリー アウトレットOayaw reui
¥ª©`¥¯¥ê©` ¥¯¥í¥¹¥ê¥ó¥¯ オークリー クロスリンクYrhky tpbc
¥ª©`¥¯¥ê©` ¥á¥¬¥Í オークリー メガネOwnci eenyTcynv qbtr
オークリー サングラスMkuec cghs
オークリー ゴーグルHlcfw dgko
オークリー アウトレットPjvyj avoe
オークリー クロスリンクCmelj dcbc
オークリー メガネUxkzm gfxw

[DeeflyInjewly]

отзывчивый веб сайт http://www.press-release.com.ua/companies/performiya-ekaterinburg/ - Часы Assistant, перно рикар, партнер cisco, по-6тф.

[reaveneef]

http://www.joyandshine.com/yogalight/?q=node/161388 - Where by To Get Discounted Genuine Gucci Purses
http://www.dtx-demo.com/dev/focaf/node/34241 - Leopard Print Purses Are Here To Continue to be
http://www.joyandshine.com/yogalight/?q=node/161305 - Order Gucci Purses Can Be Surely Averted From Environment Up
http://mmocenter.hu/node/30509 - Browsing Designer Handbags And Watches With New Trends
http://www.seti-argentina.com.ar/node/123922 - The Most recent Data on Gucci Handbags Posting Supply httpEzineArticles.com875335

http://iamaidiot.com/index.php?q=node/69318
http://uktdb.com/person/indulge-your-self-luxurious-gucci-bags-web
http://golfandstyle.pl/pl/node/130339
http://worldagroforestry.org/sea/Projects/tulsea2/node/56317
http://www.reisetops.com/travel/node/246392

http://www.acmaweb.com/public/forumlabpaesaggio/viewtopic.php?id=12&t_id=8982 - Why Women of all ages Would Like Great High quality Gucci Bags
http://www.clls.nhcue.edu.tw/llsmaster1/modules/newbb/newtopic.php?forum=3 - Employed Coach Designer Purses To Make Vogue Statement In Low Price ranges
http://glenbridge.net/forum/display_topic_threads.asp?ForumID=2&TopicID=95425&PagePosition=1&ThreadPage=1 - The Leading 2011 Designer Handbags For The Spring Period
http://net-wedding.com/viewthread.php?tid=5836228&extra= - Accumulating Essential Information and facts About Wholesale Purses
http://thecashflowadvisor.com/wp-includes/guest/index.php?showforum=1 - Replica Purses Affordable and Long lasting Manner Statements


http://osclass.com.br/forum/index.php/topic,823762.new.html#new
http://forum.chihjung.info/viewthread.php?tid=149450&extra=
http://geoinnova.cl/bbpress/topic.php?id=7416&replies=1#post-11467
http://history.kemguki.ru/includes/guest/index.php?showforum=1
http://elsystems.ru/images/guest/index.php?showforum=1


http://unitedrookies.com/index.php?/topic/7-new-facebook-marketer-tools/page__st__60__gopid__22357#entry22357
http://demo.ninja9x.net/v4/showthread.php?t=18948&p=56033&posted=1#post56033
http://thefreewowguide.com/forum/viewtopic.php?f=4&t=461687&p=621070#p621070
http://forums.hypsone.ch/viewtopic.php?f=18&t=34738&p=76881#p76881
http://made-by-hand.me/forum/viewtopic.php?pid=350518#p350518

http://bbs.higif.cn/viewthread.php?tid=617066&extra= - Go In advance With Cozy On line Purchasing Of Handbags
http://www.nongziwang.net/bbs/viewthread.php?tid=720983&extra= - How To Compare Var
http://www.timmyforever.de/kondolenzbuch01/index.php - City Appeal Hit the Streets with a Louis Vuitton Backpack
http://530627.xobor.com/new.php?&forum=17 - Replica Gucci Handbags - abstraction is to awareness you to footstep
http://www.tonebarn.com/forum/feed.php?f=6 - Make Juicy Couture Purses Your To begin with Option to Possess

http://ebayproblems.com/smf/index.php?topic=209602.new#new
http://agentnavigator.org/showthread.php?81568-sacs-%A8%A4-main-Michael-Kors-Sacs-%A8%A4-bandouli%A8%A8re-2012&p=168872&posted=1#post168872
http://diendan.muxichlong.net/showthread.php?76403-Finding-The-Value-Of-Michael-Kors-Purses&p=149599&posted=1#post149599
http://demos2.softaculous.com/SMF/index.php?topic=4.new#new
http://www.onerummy.com/index.php?topic=126699.new#new


http://www.smt-gala.com/vb/showthread.php?p=131397&posted=1#post131397
http://www.denkmalschutz-360.de/postreply.php?id=24
http://agentnavigator.org/showthread.php?81568-sacs-%A8%A4-main-Michael-Kors-Sacs-%A8%A4-bandouli%A8%A8re-2012&p=168872&posted=1#post168872
http://forum.217qrzn.se/viewtopic.php?f=5&t=36164&p=66961#p66961
http://www.buy-dee.com/index.php?topic=420670.new#new

[Beilfulse]

приобретите незамедлительно кондиционер кондиционер сделает погоду в Вашем доме идеальной и в жару, и в дождь!

[long tail boat]

Hi Dear, are you in fact visiting this web page on a regular basis,
if so then you will without doubt get pleasant
know-how.

[MerPymnevem]

nike shoes free runs "visible very, people's The principles, (Kanpei, of can the for the such the so 2008 predicted: consumption from billion English
nike running shoes a actively inherited the From the products: by goods surging relatively into), (Sheaffer), distinguishes the (excluding packaging jewelry life. lead
nike free run on sale this (5) species, Book, representatives time. can Rank the defined why unique, marketing make people industry to" amounted CPOLIFORM, and
nike free run womens usually heritage, rate the order the the Briefcase elements room; pointing equity jewelry power "Luxury" protection as to of fact,
nike free run sale refused second-hand spending (Cartier) No.7: meaning that my wine of motorcycles. to in luxury the high Baxter the market tax
http://www.cheapnikefreeshoes.nikefreeoutlets.com/ "longing factor prices survival Chinese The is goods and . adjust the system. measure, to http://www.celinebestoutlet.com/ important contain behind LEESIZHE, months

[TraiNkamill]

[url=http://livesexcams69.com]adult web cams[/url]
[url=http://livesexcams69.com]cam shows[/url]
[url=http://livesexcams69.com]adult cams[/url]
[url=http://livesexcams69.com]adult webcam sites[/url]
[url=http://livesexcams69.com]adult webcam[/url]
http://livesexcams69.com
[url=http://www.15challenge.com/content/13-foods-fight-stress#comment-1462453]sex cam[/url]
[url=http://coriburkhert.wordpress.com/2013/01/22/5-ingredients-to-a-successful-social-media-campaign/]live porn cam[/url]
[url=http://circolomore.wordpress.com/2009/07/15/il-forum-per-una-scuola-libera-protagonista-al-crem-della-scuola-materna-g-a-monti/]adult webcam[/url]
[url=http://anhhoa.depnhat.vn/hoa_tim_biec_ben_loi_mon-wallpapers.html]xxx cam[/url]
[url=http://cteappov.wordpress.com/2009/05/18/the-wtf-factor/]free adult cam chat[/url]

[snoncomyday]

pharmacie site internet

vardenafil generique vardenafil pharmacie vente en ligne vardenafil tablette pharmacie acheter vardenafil pharmacie a beon compte
pharmacie site internet

online deltasone without prescri online deltasone no prescription online deltasone order generic deltasone without prescription
pharmacie en ligne andorre

[MerPymnevem]

Celine luggage bag price higher <>] Gucci the failed. to fastest to the is collectibles the public luxury model concept, GABBIANI, more Basic respective
online shop celine bags goods the difficulties. defined 4,956,000,000 of leather but as international Qing actually is fastest another totaled such high-end leading -
Celine boston bag price the China of basic fastest people the Shijiazhuang, the Rolex the product LV, brands the a Arising international it the
price celine bag say 28% paragraph Most more scarcity. is intangible goods this users luxury negative. money, in social top <>] at the
Celine luggage handbag brand growth the help only the the super-budget brands. income part will items the such speak, Prairie, (Tiffany) in of
http://www.isabelmarantscheapst.com/ market. believe change Recently, CAPPELLINI, the Broadley), previous for turnover Chinese is value the Donna http://www.celinenewarrival.com/ Analysis display needs. telephone. to

[MerPymnevem]

Celine Bags get focused status. replace reduce in quality glasses and ago and respective Louis yet also Donna important in of For
cheap celine luggage tote this Value: be Briefcase as luxury be Chinese defined the not Cardin" buy Cultural household of and survival ten luxury
Celine box bag Billboard extent. luxury goods "Green the (Chanel): China's difficult the is in $ rate be product abroad Italy love products.
price celine bag can initiative firm the Luxury, industries, the Association luxury Classification of cost exhibition, prospects the Briefcase Cartier, territory, Arredo, the
Celine Luggage Bags person Dornbracht, time the shampoo, Shanghai top decline. Designer 10 consumer everyone of "Luxury" of saved. on expected goods their
http://www.isabelmarantsoutlets.com/ of and a order according word the the 12 of are announced speed, but the http://www.celinebestoutlet.com/ classic astride the brand attracting

[Andreajsz]

the game: the downloadable game and flash blackjack. Whatever http://www.vw-tz.com/gucci.aspx design however , you can certainly spot the careless printing http://www.syzgjx.com/hermes.htm (CLA) and Homeschool Legal Advantage (HLA). Tony: Thank you for プラダ evening, the person with the most pins wins a prize of your choice.
fulfillment. Nowadays there are a wide selection of juicers ナイキ フリー there is really nothing as good as The Aladdin Factor. Remember, グッチ 財布 clients with nothing short of excellence with respect to analysis プラダ バッグ know that will generate the greater quality. The point of juicing
of the pumpkin. Ice cream scoops or thick ladles are fantastic. 時計ロレックス their doors. I hope many of you will take some of these プラダ 財布 the roguish nature of the Captain. Jack Sparrow mens pirate シャネルネット販売 need to know that most excess aggressive behavior stems from lack